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Cell Pulse

Monitor your payments.
Protect your revenue.

Spot auth rate drops, dispute spikes, and risk refusal surges before they erode revenue or trigger compliance programs.

Real-time webhooks
5 alert channels
Card network compliance
Zero code setup
99.9%
Platform Uptime
Always-on monitoring so you never miss a dispute spike, auth rate drop, or compliance breach.
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Event Processing
Sub-second webhook processing. Disputes and charges are scored the instant Stripe fires the event.
4
Monitoring Programs
Visa VAMP, Visa Secure, Mastercard ECP & EFM — all tracked automatically against your thresholds.
The problem

You can't fix what
you can't see.

Auth rate drops, risk refusal spikes, and dispute surges happen silently. By the time you notice, you've already lost revenue — or triggered a compliance program.

Revenue leaks silently

A 2% auth rate drop on $1M monthly volume is $20K in lost revenue. Without monitoring, you won't see it until the next monthly report.

Compliance programs escalate fast

Visa VAMP and Mastercard ECP have strict thresholds. Breach them and you face fines, increased processing fees, or even account termination.

Manual monitoring doesn't scale

Checking the Stripe Dashboard daily isn't a monitoring strategy. You need automated alerts that fire the moment something changes.

How It Works

Live in 60 seconds.

1

Connect Stripe

One-click OAuth. No code, no integration work. Your Stripe account is connected securely in seconds.

2

Get Visibility

See auth rates, dispute trends, risk refusal patterns, and compliance status — everything that affects revenue and conversion.

3

Take Action

Get alerted to auth rate drops, fraud spikes, and compliance risks. Resolve problems before they escalate.

Dashboard

Protect revenue. Catch problems early.

Real-time metrics, compliance tracking, and intelligent alerts — everything you need to keep your payments healthy.

Cell Pulse gives you a single dashboard with every metric that matters. Auth rates, dispute rates, fraud rates, volume trends, and card network program status — all updated in real-time via Stripe webhooks.

Auth rate monitoring — catch drops before they erode revenue
Dispute & fraud tracking — real-time rates vs. network thresholds
Compliance monitoring — Visa VAMP, Visa Secure, Mastercard ECP & EFM
Transaction views — enriched charge and dispute detail with full metadata
Cell Pulse — Live Dashboard
Dispute Rate
0.42%
Fraud Rate
0.08%
Auth Rate
96.2%
Monthly Volume
$1.2M
ALERT Auth rate dropped 1.3% in the last 2 hours — investigate risk refusals
Security

Detect threats automatically.

Cell Pulse monitors for card testing attacks, fraud anomalies, dispute spikes, and auth rate changes — alerting you the moment something looks wrong.

Card testing attacks and fraud anomalies can escalate in minutes. Cell Pulse uses sliding window analysis and statistical detection to identify threats before they cause damage.

Card testing detection — sliding window analysis catches rapid-fire low-value attempts
Anomaly detection — dispute spikes, volume drops, decline surges, and geographic anomalies
Configurable thresholds — tune detection sensitivity to match your business profile
Multi-channel alerts — email, SMS, Slack, in-app, and custom webhooks
Active Threat Detection
Card Testing No activity
Dispute Spike Monitoring
Volume Anomaly Normal
Auth Rate 96.2%
Geographic Normal
Last checked 12s ago
Threat landscape

The threats Cell Pulse catches.

Card Testing Attacks

Rapid-fire low-value authorization attempts used to validate stolen card numbers. Cell Pulse detects patterns in real-time.

Dispute Rate Spikes

Sudden increases in chargebacks that push you toward Visa VAMP or Mastercard ECP thresholds. Detected and alerted immediately.

Auth Rate Drops

Declining authorization rates that silently erode revenue. Cell Pulse catches drops the moment they start and alerts your team.

Risk Refusal Surges

Issuer-side risk declines that block legitimate transactions. Separate from auth failures so you can diagnose the real cause.

Quick start

Live in 60 seconds.
No code required.

Cell Pulse connects via Stripe OAuth — one click and your data starts flowing. No API keys to manage, no webhook URLs to configure, no code to deploy.

Stripe OAuth — secure, one-click connection with read-only access
Automatic webhooks — real-time events configured automatically
Historical sync — imports your existing data on first connect
Multi-MID support — connect multiple Stripe accounts to one dashboard
Connect Flow
// 1. One-click OAuth connect
const connect = stripeOAuth({
  client_id: 'ca_CellPulse...',
  scope: 'read_only'
});

// 2. Webhooks auto-configured
// charge.created, charge.updated,
// charge.dispute.created, ...

// 3. Data flows immediately
const metrics = await pulse.getMetrics({
  period: '30d',
  include: [
    'auth_rate',
    'dispute_rate',
    'fraud_rate',
    'compliance'
  ]
});

// 4. Alerts fire automatically
// when thresholds are breached
ROI Calculator

See how much revenue you're leaving at risk.

Estimate Your Revenue Exposure

Enter your numbers to see what unmonitored payments are costing you.

Monthly disputes 31
Revenue at risk / month $3,750
Contest fees / month $468
Potential annual savings $50,616
Pricing

Simple, transparent pricing.

Growth
$199/mo
Dashboard & monitoring
All card network monitoring programs
Email alerts
Daily sync + real-time webhooks
Transaction & dispute views
Get Started →
Enterprise
$799/mo
Everything in Business, plus:
Verifi & Ethoca integration
Auto-submit evidence (CE3)
Team access & roles
Merchant benchmarking
Get Started →
FAQ

Common questions

What data does Cell Pulse access from Stripe?+
Cell Pulse connects via Stripe OAuth with read-only access. It reads charges, disputes, refunds, and balance transactions. It cannot modify, create, or delete anything in your Stripe account.
How quickly does data appear after connecting?+
Historical data imports begin immediately after connecting. Real-time webhooks are configured automatically, so new charges and disputes appear within seconds of occurring in Stripe.
Which card network programs do you monitor?+
Cell Pulse tracks Visa VAMP (Visa Acquirer Monitoring Program), Visa Secure (3D Secure), Mastercard ECP (Excessive Chargeback Program), and Mastercard EFM (Excessive Fraud Merchant). Thresholds are updated as card networks change their programs.
Can I connect multiple Stripe accounts?+
Yes. Cell Pulse supports multi-MID (multiple Stripe accounts) on all plans. Each account gets its own monitoring, and you can switch between them in the dashboard or view aggregate metrics.
What's the difference between Growth and Business?+
Growth ($199/mo) includes monitoring, email alerts, and transaction views. Business ($399/mo) adds Cell Defender dispute intelligence, card testing detection, anomaly detection, SMS/Slack alerts, and custom alert thresholds.
Is there a contract or commitment?+
No contracts. All plans are month-to-month and you can cancel anytime. Your data remains accessible until the end of your billing period.
Why Cell

A Smarter Way to Monitor & Defend Your Payments

Cell Payments gives merchants a single platform to monitor payment health, track compliance, and intelligently manage disputes end to end.

Catch auth rate drops, dispute spikes, and risk refusals before they hit revenue.
AI-powered dispute scoring tells you exactly which to fight and which to accept.
One-click Stripe OAuth. No code, no integration work. Live in 60 seconds.
Built by payments veterans from
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